calc.forex

Currency Converter

Convert an amount between currencies at a reference rate, or at your own bank's or broker's rate.

Euro

US Dollar

EUR

Reference rate (2026-10-15). Type your own rate to use it.

More options: bank or card markup and fees
%

Bank or card margin on the rate.

EUR

Taken off the amount first.

EUR to USD

$1,120.80

for €1,000.00

1 EUR =

1.12080 USD

1 USD = 0.89222 EUR

USD to EUR

€892.22

for $1,000.00

Show the math
  1. Market quote1 EUR = 1.12080 USD
  2. Convert EUR to USD€1,000.00 × 1.12080 = $1,120.80

Rates from ECB, gold-api.com, CoinGecko, FX reference 2026-10-15, checked 13:55 UTC. Use your broker's live quote to trade.

Embed this calculator

Quick answer

Converted amount = amount × rate when you convert from the pair's base currency, and amount ÷ rate when you convert from its quote currency. With EUR/USD at 1.0850, 1,000 EUR = 1,085.00 USD and 1,000 USD = 1,000 ÷ 1.0850 = 921.66 EUR. The calculator fills in a reference rate, which you can replace with your bank's or broker's rate.

What is the Currency Converter?

The currency converter turns an amount in one currency into another at an exchange rate — for sizing a deposit, valuing a withdrawal, or translating profit and loss into your home currency.

The rate is filled in for you from reference rates: for most currencies these are the European Central Bank's euro reference rates, published once each working day, with another source covering currencies the ECB does not publish. The site checks for new rates every hour, and the source and reference date are shown under the result. Your bank or broker converts at its own rate, which includes a spread, so type its rate into the rate field for an exact figure.

The rate is always shown the way the market quotes the pair — EUR/USD, USD/JPY, GBP/USD — whichever direction you convert. The calculator multiplies when converting from the pair's first (base) currency and divides when converting from the second (quote) currency.

From base currency: Converted = Amount × Rate
From quote currency: Converted = Amount ÷ Rate

With EUR/USD at 1.0850, 1,000 EUR = 1,085.00 USD, and 1,000 USD = 1,000 ÷ 1.0850 = 921.66 EUR.

How to use this calculator

  1. From and To — choose the two currencies. The button between them swaps the direction.
  2. Amount — in the From currency.
  3. Rate — shown as the market pair (for example EUR/USD) and filled in with the reference rate. Type your bank's or broker's rate in the same convention to use it; choosing a different currency resets it.

The result shows the converted amount, the rate in both directions (1 From = x To and 1 To = y From) and the same amount converted the other way. Show the math shows whether the amount was multiplied or divided by the rate; Copy link with these numbers saves the conversion.

Worked example

GBP to USD. 2,500 GBP at GBP/USD 1.2720: 2,500 × 1.2720 = 3,180.00 USD. One USD is 1 ÷ 1.2720 = 0.7862 GBP.

USD to EUR. 1,000 USD at EUR/USD 1.0850: 1,000 ÷ 1.0850 = 921.66 EUR. The rate field still shows EUR/USD, because that is how the pair is quoted.

JPY profit to USD. A ¥100,000 profit at USD/JPY 150.00 is 100,000 ÷ 150 = $666.67.

When to use it

  • Deposits and withdrawals — when the account currency differs from your bank account.
  • Profit and loss — translating results into your home currency for records.
  • Comparing fees or prices — quoted in another currency.
  • Checking a conversion — compare the rate you were given with the reference rate to see the markup.

Common mistakes

  • Entering an inverted rate. Type the rate the way the pair is quoted — 1.0850 for EUR/USD, not 0.9217 — even when converting from USD to EUR.
  • Expecting the reference rate to match your bank. Banks and brokers add a spread or fee.
  • Treating the reference rate as live. Currency reference rates are published once per working day; markets move in between.
  • Forgetting fees and markup. Add your bank's markup and fixed fee under More options to see what you actually receive.

Frequently asked questions

Where do the exchange rates come from?

Mainly from the European Central Bank's daily euro reference rates, with a second source for currencies the ECB does not publish. The site checks for updates every hour and shows the source and reference date under the result. They are reference rates, not dealing prices.

Can I use my own rate?

Yes. Type your bank's or broker's rate into the rate field, in the same convention as shown (for example EUR/USD). The reference rate stays visible underneath.

Why is the rate shown as EUR/USD when I convert USD to EUR?

Rates are shown the way the market quotes each pair. The calculator divides by the rate when you convert from the quote currency: 1,000 USD ÷ 1.0850 = 921.66 EUR.

Why doesn't my result match what my broker credited?

Brokers and banks convert at their own rate, which includes a spread, and may charge a fee. Enter their actual rate, or their markup and fixed fee under More options, to match.

Which currencies are available?

The 23 account currencies used across calc.forex, plus further currencies such as CNY, KRW, THB and CZK whenever the reference data includes them.

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