USD to GHS – US Dollar to Ghanaian Cedi Converter
Convert US dollars to Ghanaian cedis at today's reference rate, or at your bank's rate to see what the conversion really costs. Also searched as dollar to ghs and usd to cedi.
US Dollar
Ghanaian Cedi
Reference rate (2026-10-19). Type your own rate to use it.
More options: bank or card markup and fees
Bank or card margin on the rate.
Taken off the amount first.
USD to GHS
GH₵11,695.06
for $1,000.00
1 USD =
11.695 GHS
1 GHS = 0.0855062 USD
GHS to USD
$85.51
for GH₵1,000.00
Show the math
- Market quote
1 USD = 11.695 GHS - Convert USD to GHS
$1,000.00 × 11.695 = GH₵11,695.06
Rates from ECB, exchangerate-api.com, gold-api.com, CoinGecko, FX reference 2026-10-19, checked 13:44 UTC. Use your broker's live quote to trade.
USD to GHS exchange rate today
1 USD = 11.695 GHS
1 GHS = 0.0855062 USD
Source: exchangerate-api.com reference rate, 20 Oct 2026. Updated hourly. This is the mid-market rate: banks and cards add a markup on top.
USD to GHS conversion table
| USD | GHS |
|---|---|
| 1 | 11.70 |
| 5 | 58.48 |
| 10 | 116.95 |
| 25 | 292.38 |
| 50 | 584.75 |
| 100 | 1,169.51 |
| 250 | 2,923.77 |
| 500 | 5,847.53 |
| 1,000 | 11,695.06 |
| 5,000 | 58,475.31 |
| 10,000 | 116,950.62 |
| 50,000 | 584,753.10 |
| 100,000 | 1,169,506.20 |
| GHS | USD |
|---|---|
| 1 | 0.0855062 |
| 5 | 0.42753 |
| 10 | 0.85506 |
| 25 | 2.14 |
| 50 | 4.28 |
| 100 | 8.55 |
| 250 | 21.38 |
| 500 | 42.75 |
| 1,000 | 85.51 |
| 5,000 | 427.53 |
| 10,000 | 855.06 |
| 50,000 | 4,275.31 |
| 100,000 | 8,550.62 |
What a bank or card markup costs on 1,000 USD
At the market rate 1,000 USD is 11,695.06 GHS. Banks, card issuers and transfer services rarely give you that rate: they add a markup and keep the difference.
| Markup | Rate you get (GHS per USD) | You receive (GHS) | Cost (GHS) | Cost (USD) |
|---|---|---|---|---|
| 0.5% | 11.637 | 11,636.59 | 58.48 | 5.00 |
| 1% | 11.578 | 11,578.11 | 116.95 | 10.00 |
| 2% | 11.461 | 11,461.16 | 233.90 | 20.00 |
| 3% | 11.344 | 11,344.21 | 350.85 | 30.00 |
About the US Dollar and the Ghanaian Cedi
The US Dollar (USD, $) is the currency of United States; the Ghanaian Cedi (GHS, GH₵) is the currency of Ghana. The USD/GHS rate tells you how many Ghanaian cedis one us dollar buys: 11.695 today, so 100 USD is 1,169.51 GHS.
Both currencies are priced against the US dollar, so this cross rate is GHS per USD divided by USD per USD. The currency converter above lets you change the amount, type your bank's rate or add a fee to see the real cost of a transfer.
Frequently asked questions
How much is 1 USD in GHS today?
1 USD is 11.695 GHS at the exchangerate-api.com reference rate of 20 Oct 2026. 100 USD is 1,169.51 GHS and 1,000 USD is 11,695.06 GHS. The rate on this page refreshes every hour.
What is the GHS to USD rate?
1 GHS is 0.0855062 USD, the inverse of the USD to GHS rate (1 ÷ 11.695). 1,000 GHS is 85.51 USD.
How much is 1,000 USD in GHS?
1,000 USD is 11,695.06 GHS at the market rate. At a bank or card that adds a 2% markup you would get about 11,461.16 GHS and pay 233.90 GHS (20.00 USD) in hidden conversion cost.
Why is my bank's USD to GHS rate different?
This page shows a reference rate: the mid-market price, with no profit margin for the bank. Banks, card issuers and money transfer services sell Ghanaian cedis at a worse rate and keep the difference, typically 0.5% to 3% on top of any fixed fee. Enter your bank's rate in the converter above to see exactly what you lose.
Where do these rates come from and how often are they updated?
Fiat rates come from the European Central Bank's daily reference rates where the ECB publishes them, and from exchangerate-api.com for the other currencies. The page is rebuilt every hour, so the rate is at most about an hour old. For US Dollar to Ghanaian Cedi the current source is the exchangerate-api.com reference rate of 20 Oct 2026.
Is "dollar to ghs" or "usd to cedi" the same as USD to GHS?
Yes. US Dollar (USD) is the currency of United States and Ghanaian Cedi (GHS) is the currency of Ghana; "dollar to ghs", "usd to cedi" are the same conversion written with the everyday name of the currency. The ISO codes USD and GHS are what banks and exchanges use.
Note: rates are reference rates for information and are not an offer to exchange currency; the rate you get from a bank, card or transfer service will differ.
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