USD to PLN – US Dollar to Polish Zloty Converter
Convert US dollars to Polish zloty at today's reference rate, or at your bank's rate to see what the conversion really costs. Also searched as dollar to pln and usd to zloty.
US Dollar
Polish Zloty
Reference rate (2026-10-19). Type your own rate to use it.
More options: bank or card markup and fees
Bank or card margin on the rate.
Taken off the amount first.
USD to PLN
zł 3,894.30
for $1,000.00
1 USD =
3.89430 PLN
1 PLN = 0.25679 USD
PLN to USD
$256.79
for zł 1,000.00
Show the math
- Market quote
1 USD = 3.89430 PLN - Convert USD to PLN
$1,000.00 × 3.89430 = zł 3,894.30
Rates from ECB, exchangerate-api.com, gold-api.com, CoinGecko, FX reference 2026-10-19, checked 13:43 UTC. Use your broker's live quote to trade.
USD to PLN exchange rate today
1 USD = 3.89430 PLN
1 PLN = 0.25679 USD
Source: ECB reference rate, 19 Oct 2026. Updated hourly. This is the mid-market rate: banks and cards add a markup on top.
USD to PLN conversion table
| USD | PLN |
|---|---|
| 1 | 3.89 |
| 5 | 19.47 |
| 10 | 38.94 |
| 25 | 97.36 |
| 50 | 194.72 |
| 100 | 389.43 |
| 250 | 973.57 |
| 500 | 1,947.15 |
| 1,000 | 3,894.30 |
| 5,000 | 19,471.50 |
| 10,000 | 38,943.00 |
| 50,000 | 194,715.00 |
| 100,000 | 389,430.00 |
| PLN | USD |
|---|---|
| 1 | 0.25679 |
| 5 | 1.28 |
| 10 | 2.57 |
| 25 | 6.42 |
| 50 | 12.84 |
| 100 | 25.68 |
| 250 | 64.20 |
| 500 | 128.39 |
| 1,000 | 256.79 |
| 5,000 | 1,283.93 |
| 10,000 | 2,567.86 |
| 50,000 | 12,839.28 |
| 100,000 | 25,678.56 |
What a bank or card markup costs on 1,000 USD
At the market rate 1,000 USD is 3,894.30 PLN. Banks, card issuers and transfer services rarely give you that rate: they add a markup and keep the difference.
| Markup | Rate you get (PLN per USD) | You receive (PLN) | Cost (PLN) | Cost (USD) |
|---|---|---|---|---|
| 0.5% | 3.87483 | 3,874.83 | 19.47 | 5.00 |
| 1% | 3.85536 | 3,855.36 | 38.94 | 10.00 |
| 2% | 3.81641 | 3,816.41 | 77.89 | 20.00 |
| 3% | 3.77747 | 3,777.47 | 116.83 | 30.00 |
USD/PLN as a traded forex pair
USD/PLN is also a traded currency pair. At 3.89430, one pip (0.0001) on a standard lot of 100,000 USD is worth zł 10.00, which is $2.57 for a USD account; a 0.10 lot earns or loses $0.26 per pip.
Size a trade with the USD/PLN position size calculator or check the USD/PLN pip value in other account currencies.
About the US Dollar and the Polish Zloty
The US Dollar (USD, $) is the currency of United States; the Polish Zloty (PLN, zł) is the currency of Poland. The USD/PLN rate tells you how many Polish zloty one us dollar buys: 3.89430 today, so 100 USD is 389.43 PLN.
Both currencies are priced against the US dollar, so this cross rate is PLN per USD divided by USD per USD. The currency converter above lets you change the amount, type your bank's rate or add a fee to see the real cost of a transfer.
Frequently asked questions
How much is 1 USD in PLN today?
1 USD is 3.89430 PLN at the ECB reference rate of 19 Oct 2026. 100 USD is 389.43 PLN and 1,000 USD is 3,894.30 PLN. The rate on this page refreshes every hour.
What is the PLN to USD rate?
1 PLN is 0.25679 USD, the inverse of the USD to PLN rate (1 ÷ 3.89430). 1,000 PLN is 256.79 USD.
How much is 1,000 USD in PLN?
1,000 USD is 3,894.30 PLN at the market rate. At a bank or card that adds a 2% markup you would get about 3,816.41 PLN and pay 77.89 PLN (20.00 USD) in hidden conversion cost.
Why is my bank's USD to PLN rate different?
This page shows a reference rate: the mid-market price, with no profit margin for the bank. Banks, card issuers and money transfer services sell Polish zloty at a worse rate and keep the difference, typically 0.5% to 3% on top of any fixed fee. Enter your bank's rate in the converter above to see exactly what you lose.
Where do these rates come from and how often are they updated?
Fiat rates come from the European Central Bank's daily reference rates where the ECB publishes them, and from exchangerate-api.com for the other currencies. The page is rebuilt every hour, so the rate is at most about an hour old. For US Dollar to Polish Zloty the current source is the ECB reference rate of 19 Oct 2026.
Can I trade USD/PLN as a forex pair?
Yes. USD/PLN is quoted at 3.89430 and one pip (0.0001) is worth zł 10.00 per standard lot of 100,000 USD, which is $2.57 for a USD account. Use the USD/PLN position size calculator to size a trade from your risk and stop loss.
Note: rates are reference rates for information and are not an offer to exchange currency; the rate you get from a bank, card or transfer service will differ. CFDs and leveraged forex are complex instruments and come with a high risk of losing money rapidly due to leverage. 74–89% of retail investor accounts lose money when trading CFDs with the brokers listed here. Consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Brokers we partner with
Affiliate links. calc.forex is free and funded by affiliate commissions: if you open an account through a broker link on this site, we may be paid by the broker at no extra cost to you. This never changes the numbers our calculators produce.
| Broker | Rating | Regulators | Min deposit | EUR/USD spread | Features | Open account |
|---|---|---|---|---|---|---|
 AvaTrade Most Trusted | 4.6/5 | ASIC, CBI, FSCA, FSA, ADGM | $100 | from 0.9 pips | MT4, MT5 | Open account |
 eToro Best for Beginners | 4.5/5 | FCA, CySEC, ASIC | $50 | from 1.0 pips | Social Trading, Copy Trading | Open account |
 PrimeXBT Lowest Spreads | 4.7/5 | St. Vincent and Grenadines | $10 | from 0.1 pips | Crypto Trading, Low Spreads | Open account |
 Skilling Best Execution | 4.8/5 | CySEC, FSA | $100 | from 0.0 pips | 0.0 Spreads, Fast Execution | Open account |
- Regulators
- ASIC, CBI, FSCA, FSA, ADGM
- Min deposit
- $100
- EUR/USD
- from 0.9 pips
- Regulators
- FCA, CySEC, ASIC
- Min deposit
- $50
- EUR/USD
- from 1.0 pips
- Regulators
- St. Vincent and Grenadines
- Min deposit
- $10
- EUR/USD
- from 0.1 pips
- Regulators
- CySEC, FSA
- Min deposit
- $100
- EUR/USD
- from 0.0 pips
Risk warning: CFDs and leveraged forex are complex instruments and come with a high risk of losing money rapidly due to leverage. 74–89% of retail investor accounts lose money when trading CFDs with the brokers listed here. Consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.